20260409 Die KI in der Wirtschaft

09.04.2026 Die KI in der Wirtschaft

Make the world a better place

Let’s assume that all developers of AI programs are motivated solely by a desire to improve the world, and that very few — if any — of them intend to enrich themselves through this work. That’s a very, very optimistic assumption. Could that then be a positive thing?

In this Help Net Security interview, Donald Kossmann, CTO at fintech company Chargebacks911, talks about the emerging security, fraud, and governance risks of “agentic commerce,” where AI agents can autonomously make purchasing decisions on behalf of users or organizations. He explains that as AI agents gain the ability to shop, negotiate prices, select suppliers, and execute transactions independently, traditional assumptions about digital commerce begin to break down.

Apart from the impossibility of carrying out this “transition” simultaneously across the entire world, there would be a high risk of collapse due to “chaotic behavior” on the part of the AI. In the case of a normal transition involving simultaneous human and artificial control, at least two additional risks would need to be considered:

Human-controlled processes would attempt to make the AI agents act in their own interest.
Despite their “good” programming, the AI agents could become ‘selfish’ if they realize that the human-controlled processes are “more successful” in the short term.

It may therefore be well worth giving more thought to the goals of AI development in the future, and we should try to reach a consensus on a future world before integrating AI into this or that app ...

Translated with DeepL.com (free version)